Umbrella insurance is just one of the many insurance coverages that we provide here at The Carr Agency. Even though having umbrella insurance cannot stop an accident from occurring, it can keep you protected from the financial burden of a claim against you. Umbrella insurance works just like an umbrella towards your other policies and may even cover what your other policies do not cover.
Umbrella insurance can provide additional coverage for your home or auto insurance. If the damages and injuries exceed the limits on your other policies, your umbrella insurance policy will act as the primary option. It will cover you for injuries, damages, and lawsuits that may be against you. You must also be aware that every umbrella policy is not the same. You must choose the one that fits best based on your personal needs.
Umbrella insurance is not a requirement in the states of Pennsylvania, Ohio or North Carolina. This is an optional type of insurance. It is possible for your umbrella insurance policy to provide you with an additional $1 million in coverage if something were to happen. It will cover up to the limit you choose on your umbrella policy. You also have the option to provide umbrella insurance to personal watercraft insurance policies as well.
With umbrella insurance you can choose from the following coverage options:
It can also protect you if you were to be sued against:
If you need a quote, please use the form on this page to get in touch with us, or feel free to give us a call. We will be more than happy to answer any questions you have pertaining to umbrella insurance policies. We will help you choose the right policy that fits your needs.